Loans in London

Needing a loan and living in London I was curious as to what was alternatives are on offer as opposed to the major national financial providers such as the high street banks and building societies. For example if you are a student needing financial support you could approach the Student Loans Company Ltd who administers student financial support to eligible students in higher education in the United Kingdom, though this is not an endorsement of their loans from me, just that they were first up on an internet search term for loan. The word Loans on the other hand brought up many more financial service heavyweights with a great page from the Financial Times, a brand you do know and hopefully can trust, that allows you to compare more than 400 loans from UK banks and building societies, including top brand names and several specialist loan companies and financial institutions. Interestingly I did a quick check on this and for a £1000 loan over 6 months a Cahoot flexible loan came in the best with an APR of 6.9% while the worst was the Provident Personal Credit Cash Loan at an APR of 177.0%. These figures were calculated on my personal circumstances, owning a house in London etc, so any loan that you might be thinking about would be tailored to your circumstances. Worth a visit though.

However the real reason for me writing all of the above financial bluster is that someone had contacted me asking if I wanted to take out some advertising space on their webpage as it was ranked rather high on Google for a certain term. So I had a quick look at Loans in London as a key phrase trend in Google Trends and surprisingly there is not enough people using this term to even warrant a graph. Their webpage did not have a very high ranking at all and was very thin on real content (loads of advertising of course, bit like here really only mine just about pays for the tea bags each week) so I was wondering how good a business model this was especially when you have idiots like me potentially upsetting the apple cart by knocking people off those top spaces by building pages of content like this! And please link here from your own site to help push it up. I certainly am not taking a speculative loan out to buy advertising space with little chance of any potential return.
Am I a-lone in getting annoyed by this tacky sales tactic? ;)

Posted by Simon at June 21, 2006 11:28 AM

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